Medicare Part B Guidelines
Medicare insurance coverage has been in effect for disabled and retired Americans since 1972. Medicare Part A is automatic medical coverage, while Part B is voluntary and meant to fill the holes left...
View ArticleHow to Increase a Deductible to Lower Premiums on Car Insurance
In today's economic crunch, people are always looking for ways to save more money and spend less. One of the fastest and easiest ways to save some extra green is to increase the deductibles on your car...
View ArticleThe Advantages of Managed Care Health Coverage
In the 1970s, most insured Americans were covered under their employers' indemnity health insurance plans. This type of "fee-for-service" insurance did nothing to encourage patients, physicians or...
View ArticleHow to Buy Affordable Health Insurance Online
If you do not have health insurance through an employer, you will want to find the most affordable options available. Buying health insurance privately can be very expensive, especially if you need a...
View ArticlePros & Cons of Catastrophic Health Insurance
Catastrophic health insurance is designed to protect an individual in the case of a severe or life-threatening event, such as a car accident. This type of health insurance plan, while protecting a...
View ArticleHow to Determine Life Insurance Needs
Life insurance is designed to provide your family with financial assistance in the event of your death. Because the right amount of life insurance for your family depends on your particular situation,...
View ArticleHigh-Risk Health Care Insurance
Though most Americans receive health insurance from employers (or employers of another family member in the case of group insurance), some people are not able to receive this coverage and thus have to...
View ArticleTypes of Medical Insurance Plans
There are several types of health insurance, each with its own restrictions and benefits. When shopping for health insurance or enrolling in a company benefits plan, it helps to know the basics of each...
View ArticleBasic Health Insurance Information
Health insurance has become a hot topic in the 21st century. Many can't afford coverage, and many others can only afford minimal coverage. Those with a limited budget may chose "basic health coverage."
View ArticleWhat Is Comp & Collision in Auto Insurance?
Automobile insurance is required in all 50 states, although each state sets its minimum coverage requirements. The type of car insurance that is mandated is known as liability, which will pay for...
View ArticleHealth Insurance & Prescription Benefits
Today, 91 percent of seniors and 61 percent of non-elderly adults rely on a prescription medicine on a regular basis, according to the Kaiser Family Foundation. However the cost of prescription drugs...
View ArticleInformation About Purchasing Insurance for the Home
Homeowner's insurance protects your financial investment in your home in the case of damage or theft. When unexpected disaster strikes, your insurance policy may cover all or a portion of the expenses...
View ArticleWhat is Comprehensive Insurance?
Proof of automobile insurance is a requirement in most states before you can get your car's license tags, but not all insurance policies are equal. A comprehensive insurance policy protects you from...
View ArticleHow to Estimate Homeowner's Insurance
The more information you can provide when shopping for homeowner's insurance, the better the rate you may get. With the cost of homeowner's insurance rising in recent years, it pays not to buy more...
View ArticleHow to Calculate the Life Insurance Needed by Survivors
There are three basic ways to determine the amount of life insurance needed by survivors: you can pick an amount based on what you feel is sufficient, you can use a multiple of your gross earnings or...
View ArticleWhat Is Personal Injury Liability Insurance?
Personal injury liability insurance, otherwise known as bodily injury liability insurance, is required by the law of most jurisdictions to drive a motor vehicle on public roads. This type of insurance...
View ArticleWhat Is General Liability?
General liability insurance is designed for business owners and operators. It protects policyholders against lawsuits filed by someone who suffers injury or property damage on business premises, is...
View ArticleWhat Is the Difference Between Liability Insurance & Full Coverage?
The Insurance Research Council predicts that one out of every six drivers in the U.S. are driving uninsured in 2010. Automobile insurance protects the insured against financial loss in the event of an...
View ArticleWhat Is Comprehensive Insurance For?
The idea behind auto insurance is to protect your car, yourself, people you may injure or property you may damage as the result of an accident. While each state sets its own minimum requirements for...
View ArticleWhat Is the Meaning of Comprehensive Insurance?
Comprehensive insurance is a term applied to an insurance policy that provides a broad amount of protection. Most people though associate the term comprehensive insurance with a specific coverage...
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